Indonesia | OJK’s New BNPL Rulebook: What Banks and Finance Companies Must Do Now

On 5 December 2025, Indonesia’s Financial Services Authority (Otoritas Jasa Keuangan - “OJK”) issued a regulation which aims to strengthen the legal certainty and governance of Buy Now Pay Later (“BNPL”) financing, while reinforcing prudential principles, and consumer and personal data protection.

To learn more, read our Advisory here.

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Maria Sagrado

Managing Partner / Banking & Finance / Capital Markets / Foreign Investment and General Corporate Practice / Hotel, Resort and Tourism / Media, IT and Telecommunications / Mergers and Acquisitions / Mining and Energy /
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